Buy food now,
pay later.
Apply for a credit limit in minutes, spend it on groceries today, and pay it back on a plan that fits your payday.
Food Credit
Pay Next Salary · 0% fee
The loop
How it works
Apply
Tell us who you are, where you work, and how much credit you'd like — takes a few minutes.
Get approved
A credit officer reviews your application. Once approved, your limit is live on the app.
Shop, pay later
Buy groceries today with your credit limit, and pay it back on a plan that fits your payday.
What you can buy
Real staples, published straight from the Farmer Market dashboard.
Pick a plan that fits your payday
What would it cost me?
Estimate only. Your actual limit and terms are set when a credit officer reviews your application.
Pay Now
Free
Paid immediately
Pay Next Salary
Free
Deducted next salary
Pay Over 2 Months
2% fee
Over 2 months
Pay Over 3 Months
5% fee
Over 3 months
Frequently asked questions
It depends on your income and employment — you tell us how much you'd like when you apply, a credit officer reviews it, and your approved limit may be the full amount or an adjusted one that fits your circumstances.
Ready to shop, pay later?
Apply for your credit limit in a few minutes. A real credit officer reviews every application.
Apply for a credit limit